<div class="portada"><div class="meta">Menteia · Holding · October 2026 · Confidential</div>

# Consolidated business plan

**Menteia** — An applied artificial intelligence product studio for industries in Mexico and LatAm.</div>


## 1. Thesis
Generative AI makes it profitable to automate specialized work that used to require experts: serving a telco's customers, verifying identities, quoting an aerospace part, guiding a patient. Mid-sized companies in Mexico lack the teams to build this. Menteia builds it once as a platform and packages it by industry.

## 2. Shared platform
- **Identity:** proprietary KYC engine (INE voter ID, RENAPO population registry, biometrics, anti-fraud) used by KYC, Vamo and Doble D.
- **Conversational agents:** WhatsApp, voice and email with human handoff (SAVANT AI, Vamo, Seguro Sin Vueltas, Sommelier IA).
- **Guardrails:** zero figures from the LLM, human gates, closed catalogs (Copiloto Aero, Seguro Sin Vueltas, Hedge).
- **Decision agents with deterministic risk:** Doble D and Menteia Hedge.
- **Infrastructure and operations:** shared deployment, monitoring, backups and compliance.

## 3. Portfolio and priorities
| Product | Market (SAM) | Stage | Priority |
| --- | --- | --- | --- |
| Doble D | US$9 M | Private, invite-only pilot | Medium: depends on regulatory license |
| SAVANT AI | US$10 M | Product in production with paying customers | High: recurring revenue |
| Menteia KYC | US$37 M | Product in production with a client paying per use | High: revenue and shared platform |
| Vamo | US$4 M | Pilot with a top-tier brand | High: pilot with a global brand |
| Menteia Hedge | US$6 M | MVP in production (paper trading) | Low: validate before scaling |
| Seguro Sin Vueltas | US$11.6 M | Pilot in production, no revenue yet | Medium: pre-revenue, large market |
| Sommelier IA | US$1.2 M | Deployment for one showcase customer | Low: replicable template |
| Copiloto Aero | US$5.8 M | Product in production with one anchor customer | High: large ticket and anchor customer |
| PlaneTech Air Express | US$60 M | Operating with an anchor customer | High: immediate transactional revenue |
| RosettaDMS | US$4 M | Demo stage: product defined and demo you can click through, no pilot or revenue | Medium: demo ready, no pilot yet |

**Capital allocation criterion:** each quarter the board reviews KPIs per product; those that hit milestones get more resources, those that don't are paused or folded in as a module of another product.

## 4. Business model
All products are B2B or B2B2C with recurring revenue (subscription, usage or commission). See the details in each product's folder.

## 5. Consolidated projection (24 months)
| Quarter | Revenue | Expenses (with synergies) | Cumulative cash used |
| --- | --- | --- | --- |
| Q1 | US$24,874 | US$396,016 | US$371,142 |
| Q2 | US$72,692 | US$483,212 | US$781,663 |
| Q3 | US$131,478 | US$559,047 | US$1,209,232 |
| Q4 | US$225,992 | US$576,315 | US$1,559,556 |
| Q5 | US$314,250 | US$582,883 | US$1,828,189 |
| Q6 | US$443,484 | US$585,109 | US$1,969,814 |
| Q7 | US$583,346 | US$587,335 | US$1,973,803 |
| Q8 | US$784,833 | US$589,562 | US$1,778,531 |

- Total 24-month spend: **US$4,359,480** (sum of products minus 15% in synergies, plus holding G&A of US$3,000/month).
- Cumulative revenue: **US$2,580,949**.
- MRR at month 24: **US$288,359**. Consolidated breakeven: month 20.

## 6. Holding risks
| Risk | Mitigation |
| --- | --- |
| Loss of focus across 11 products | Capital allocated by quarterly milestones; pause those that miss them |
| Revenue concentration in one customer group (INXEL) | Diversification target: no customer > 30% of revenue by month 12 |
| Regulatory risk in fintech (Doble D, Hedge) | Release of funds conditional on a legal opinion and regulatory status |
| Dependence on AI vendors (OpenAI, ElevenLabs, Twilio) | Multi-vendor abstraction layer in the platform |
| Key people | Hire leaders per product; founder vesting |