<div class="portada"><div class="meta">Menteia · Doble D · October 2026 · Confidential</div>

# Executive summary

**Doble D** — Investment platform where AI agents trade 24/7 under strict risk limits, with every trade visible to the client.</div>


> Your money, working with artificial intelligence.

**In one line:** AI agents that trade small retail accounts in Mexico


![Doble D: cover of doblede.menteia.com](capturas/01.jpg)

## The problem
- Investing in Mexico is still for the few: ~1% of the population invests, and most of the 22 M open investment accounts are empty.
- Automated quantitative strategies exist only for institutional funds; retail savers have no access.
- Investment apps show balances but don't explain what is done with the money or why.

## The solution
Doble D is an investment platform where a fleet of AI agents trades the user's capital 24/7 under hard risk limits (5% per trade, 10% exposed, no leverage), with a log for every trade, a protection fund, and fees charged only on profits.

- Invite-only sign-up with Google or email code, identity verification (Menteia's in-house KYC engine) and two-factor authentication.
- Deposits via SPEI (Mexico's interbank transfer), card (Mercado Pago, from US$5) or USDC.
- AI agents trade within programmed risk limits; the user sees every trade and, on the Black plan, the agent's reasoning.
- 20% of every profit goes into a protection fund; withdrawals to a bank (≤72 h) or Binance with 2FA.
- CFDI 4.0 (Mexican e-invoice), proof of source of funds, and annual account statement.

## Why we win
- Programmed risk, not discretionary: per-trade and exposure limits the agent cannot override.
- Radical transparency: every trade and its reasoning are visible to the client.
- Aligned incentives: Doble D only earns when the client earns (performance fee with high-water mark).
- In-house trading and KYC infrastructure, reused from other Menteia products (low marginal cost).

## Traction
- Pilot launched in September 2026; ~60 active users in 2 months (95 funded accounts on the public dashboard as of 26-Oct-2026).
- 483 trades closed by the agent fleet; 51% winners.
- Platform live: sign-up, KYC, SPEI/card/USDC deposits, withdrawals and e-invoicing.

## Market
| Level | Annual size | How it is calculated |
| --- | --- | --- |
| TAM | US$60 M | ~3 M Mexicans with funded investment accounts × US$20/year revenue per user |
| SAM | US$9 M | 15% digital, upper-middle-income users willing to use automated strategies |
| SOM | US$300k | 15k active users (0.5% of TAM) in 36 months |

## Business model
Performance fee on realized profits (with high-water mark: charged only on new highs) plus subscription plans that lower the fee. Additional revenue from referrals and, later, from licensing the infrastructure.

## The round
| Item | Proposal |
| --- | --- |
| Amount to raise | US$775,000 |
| Equity offered | 34.1% |
| Pre-money valuation | US$1,500,000 |
| Post-money valuation | US$2,275,000 |
| Runway | 24 months (excluding revenue) |
| Suggested instrument | SAFE with valuation cap equal to post-money and 20% discount; converts in the Seed round of the regulated S.A.P.I. (Mexican corporation) |

**With these funds we will achieve:**
- Legal opinion and regulatory license (or partnership) to operate fully within the law
- Compliance officer and AML manual
- 1,300 active users and recurring fees
- Infrastructure licensable to third parties

## Team
- **Rafael Herrera** — CEO / CFO
- **Vladimir Díaz** — CTO
- **Francisco D'Angelo** — Head of Legal and Compliance

**Contact:** Menteia · doblede.menteia.com